Adult ADD and Money

Selling Gold Jewelry by mail

  

                                                                                                                                                      It seems that every time I turn on the television, I see another advertisement to sell broken or old jewelry through the mail. Personally if I had gold jewelry that I wanted to sell, I would not be likely to sell my gold through the mail. Even though most companies insure the packages that you send to them, I am still a little leery of sending gold through the mail, and I do no have complete trust in a transaction that is not done face to face. I would take the time to go to a couple of local jewelers or dealers, where I would be very likely to get a higher price than if I sold through the mail. However, there are pros to selling gold jewelery through the mail.

Selling gold through the mail is very easy to do. Many adults with ADHD get frustrated or distracted with dealing with the extra steps of getting prices from other jewelers or dealers, and would never sell their jewelry otherwise. If you have broken jewelry or solo earrings with out their matching partner that you would not sell with out this service, then it also helps you to reduce clutter.

Overall selling gold through the mail is typically not a good idea because you do not get good value for your property. In many cases people often underestimate the sentimental value of certain pieces of jewelry and are disappointed with the money the get for their jewelry. If you sell items that have a lot of craftsmanship, it is not taken into account when you sell by mail because the gold is melted down. Selling your jewelry by mail may not be a bad idea if you have a couple of small pieces that you would not have sold otherwise, however if you need to sell your jewelry in order to get additional cash it is your best interest to take the additional time to visit local jewelers and dealers so that you can be assured that you are getting the most amount of money for your jewelry. 

The Carnival of Personal Finance edition # 179

The Carnival of Personal Finance edition # 179 is now up at MoneyNing. My post 3 Really "stupid" ways I have wasted money this year was included in the carnival. Other post that I liked from the carnival include.

• Earnings Per Share (EPS)
• Why I believe Financial Education Won't Work
• Top 10 Reasons we are NOT Frugal

Shout out to my fellow ADD bloggers

Just wanted to give a quick congratulations to several of my fellow bloggers that were featured in Kay Marner's "Blog Therapy" article in the Winter edition of ADDitude Magazine.

The article included several of the blogs that I read on a regular basis including:

• My ADD/ADHD Blog (Otherwise known as my wife's blog)
• So I married an ADDer ( As someone who does not have ADD, I can really relate to this blog)
• The Splintered Mind
• ADHD & LD Resource Blog
• ADD Moms
• ADDer World
• ADD Consults

3 Really "stupid" ways I have wasted money this year

From time to time everybody makes mistakes that cost them money. All of my "stupid" ways that I have wasted money this year have been caused by either being distracted or not paying full attention to what I was doing. I share them with you so that you can learn from my mistakes, and so that you don't feel that badly when you make mistakes with managing your money.

1. At the self check out in the grocery store I requested 20 dollars cash back with my purchase. After I left the store it took me 10 minutes to realize that I forgot to take the cash from the dispenser.

2. Again at the grocery store, I left a candy bar that I had purchased with the clerk. The clerk had left it out for me, and I forgot about it.

3. At a sandwich shop I got charged for two large sandwiches when I had ordered two small ones. I did not realize this till after I got back home with the sandwiches.

It does absolutely no good for me to dwell on the errors I have made. The only thing I can do is learn from the mistakes I have made. While I need to be on the lookout to avoid these specific errors again, the main thing that these errors had in common is that I made all of these mistakes when I was both tired and hungry. I need to take steps to limit purchases when I am more prone to make spending mistakes.